Btcghanaline 69f726594fe1eecfae5add54a7e31381b31de06098d1ea400e30e70baaf5f814


Philip Agyei Asare

Co-founder and CEO

Philip is a libertarian, and a founder of Pak Universal Services and is also the founder of Dream Foundation Ghana. He wants to empower Ghana, and Africa in general, by helping to spread the use of Bitcoin and the blockchain platform that enables cryptocurrencies and many other new technologies.

Philip 9b0e6b82747ef4aea9e67703b3e88f9fca8d72f4348727af3bc4b40c9fbb1620

Nana Esi Hamma

BTCGhana North American Representative

Nana is a macroeconomist and blockchain enthusiast with a background in international economics, research and strategy. She presently works as the Head of North America operations, leading engagement in the North America region for BTCGhana. Her current interests include the various ways blockchain and cryptocurrencies intersect with global finance, trade, fintech, and sovereign monetary policy. She is resident in Washington, District of Columbia metropolitan area, enjoys Russian literature, and can be found taking blockchain certifications online in her downtime.

Nana 7cf8c11b12021507f46763ed77de352a78ccc008cbeaf18258fdbbf85d36d61f

Toufic "Tey" Al Rjula


After experiencing the financial crash in Dubai in 2008, Tey moved to The Hague, where he later became a Blockchain Senior Analyst for, as well as a Bitcoin miner. Despite never having lived in Syria, Tey was forced to move into a refugee camp for two years due to his Syrian roots, after his work permit expired. This ultimately became his main motivation behind solving the "paper-based identity" problem; consequently Tey co-founded Tykn. Besides fulfilling his duties as CEO of Tykn, Tey is also still active as a public speaker and educator on digital currencies and Blockchain technology, and is a candidate for a MSc Digital Currencies at the University of Nicosia.

Tey 4633fbe1c4f237f801311970676728845ad835d9910219479ee9e24c2843df5a

Emmanuel Okyere Donkor

Emmanuel Okyere Donkor is a strong advocate for transformation in the world's business economy. The relevance of data science and how it can brings the best in business decisions sits atop his core interests. With a degree in Accounting from the Opoku Ampomah University of Professional Sudies (formally University of Professional Studies, Emmanuel also has plans of becoming a Digital Marketer. He strives to share knowledge which he believes has the capacity to aid in the development of others, either professionally or lifestyle wise. He seeks effective and efficient ways to facilitate routine tasks. Emmanuel is a tech hobbyist, with a special in exploring new softwares to improve business practices

Emmanuel b440af6315cd458fd71be9231960670f50dd45ea4f59a68099e02a954748dd2b

Patrick Dugan

Patrick Dugan brings 12 years of technology business acumen to the table, having a diverse career spanning game design, sustainable farming & ecommerce, and in the past 4 years crypto-finance. He is responsible for steering the financial health of the Omni Layer Foundation to ultimately deliver a working platform for issuing and trading assets over the Bitcoin blockchain. His expertise includes algorithmic trading, financial product design, multi-jurisdictional compliance, capital allocation, interaction design, and blockchain platform architecture.

Patrick b3989862bff8c8e4b6dd155acf98490e962e45507645ee88b3208a1a10f51be7

Emil Svensson

Emil lives in Sweden for the moment and have been into Bitcoin since 2011.He has long been interested in new technology and freedom.Now looks for ways to be able to live as a digital nomad and that was how he found of BTCGhana. He sees Bitcoin and cryptocurrencies as a way of freeing people and in that way letting them fulfill their lives.

Emil 16e6adb5ae91b20ca369552eacbf80592ca9b427c37ff75eb62ee40dfbedcffc

Alakanani Itireleng

Founder of satoshicentre (a blockchain technology hub) and currently working on a blockchain for farmers called Plaas launching this year at Botswana blockchain summit.

Alakanani 623c606dc0b121462fe793f1e6271347c8011b52276c6b9fc3fa403e0df04c3b

Sending {{ rootAmount | currency: '£ ' }}


Banks and money transfer organisations

Bitcoin exchange 0c16c6230c3f784c9f2687e13300e019674c695fe2435bfb69202589b2e1b7d4

Banks and money transfer organisations charge upwards of 12% in fees, often hidden in exchange rates.

The money is delivered directly to the recipients' mobile money account within minutes.

Paperplane e060757b4a960dcc6e91914d79ab508f45f69db33db072f02bbc6306faf2725a

On average 2 days.

Save Up to 99%

Scale e3639b1add2866f1b6f94918e942e5e801cc521f3727d6902770283fb384c93c
Banks will take a lot




This Privacy Policy, together with our Terms of Use, governs BtcGhana collection, processing and use of your Personal Information. As used in this PrivacyPolicy, "BtcGhana" is a remittance platform using Bitcoin as the medium and its under a register company Pak Universal Services, including, withoutlimitation, its owners, directors, investors, employees or other related parties. Depending upon the context.

"Personal Information" refers to information that identifies an individual, such as name, address, e-mail address, trading information, and bankingdetails. “Personal Information” does not include anonymised and/or aggregated data that does not identify a specific user.

Pak Universal Services and its affiliates (hereinafter, "BtcGhana", "we", "us" or "our") are committed to protecting and respecting your privacy. Thepurpose of this Privacy Policy is to describe:

  • The types of Personal Information we collect and how it may be used
  • Our use of cookies and similar technology
  • How and why we may disclose your Personal Information to third parties
  • The transfer of your Personal Information across international borders
  • Your right to access, correct, update, and delete your Personal Information
  • The security measures we use to protect and prevent the loss, misuse, or alteration of Personal Information
  • BtcGhana’s retention of your Personal Information.



We collect the Personal Information you provide directly to us when you open a BtcGhana Account, perform any transactions on the BtcGhana Platform, or useother BtcGhana Services. This may include:

  • Contact information, such as name, home address, and email address.
  • Account information, such as username and password.
  • Financial information, such as bank account numbers, bank statement, and trading information.
  • Identity verification information, such as images of your government issued ID, passport, national ID card, or driving license. Note: US residents maybe asked to provide their social security numbers.
  • Residence verification information, such as Utility bill details or similar information.

We also automatically collect certain computer, device, and browsing information when you access the BtcGhana website or use BtcGhana Services. Thisinformation is aggregated to provide statistical data about our users' browsing actions and patterns, and does not personally identify individuals. Thisinformation may include:

  • Computer or mobile device information, including IP address, operating system, browser type.
  • Website usage information.

The BtcGhana site is using cookies. Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in orderto make websites work, or work more efficiently and to provide information to the owners of the site.

Cookies are typically stored on your computer's hard drive. Information collected from cookies is used by us to evaluate the effectiveness of our Site,analyze trends, and administer the Platform. The information collected from cookies allows us to determine such things as which parts of our Site are mostvisited and difficulties our visitors may experience in accessing our Site. With this knowledge, we can improve the quality of your experience on thePlatform by recognizing and delivering more of the most desired features and information, as well as by resolving access difficulties. We also use cookiesand/or a technology known as web bugs or clear gifs, which are typically stored in emails to help us confirm your receipt of, and response to, our emailsand to provide you with a more personalized experience when using our Site.

We use third party service provider(s), to assist us in better understanding the use of our Site. Our service provider(s) will place cookies on the harddrive of your computer and will receive information that we select that will educate us on such things as how visitors navigate around our site, whatproducts are browsed, and general Transaction information. Our service provider(s) analyses this information and provides us with aggregate reports. Theinformation and analysis provided by our service provider(s) will be used to assist us in better understanding our visitors' interests in our Site and howto better serve those interests. The information collected by our service provider(s) may be linked to and combined with information that we collect aboutyou while you are using the Platform. Our service provider(s) is/are contractually restricted from using information they receive from our Site other thanto assist us.


We may use your Personal Information to:

  • Process your BtcGhana transactions. We will process your Personal Information only for the purpose(s) for which it has been provided to us.
  • Verify your identity in accordance with the International Money Laundering Regulations, as well as address other law enforcement needs as more fullydescribed in our Terms of Use. With respect to US residents, we also may share your information with other financial institutions as authorized underSection 314(b) of the US Patriot Act, and with tax authorities, including the US Internal Revenue Service, pursuant to the Foreign Account TaxCompliance Act ("FATCA"), to the extent that this statute may be determined to apply to BtcGhana.
  • Personalise your user experience.
  • Analyse BtcGhana website usage, and improve our website and website offerings.
  • Help us respond to your customer service requests and support needs.
  • Contact you about BtcGhana Services. The email address you provide may be used to communicate information and updates related to your use of theBtcGhana Services. We may also occasionally communicate company news, updates, promotions, and related information relating to similar products andservices provided by BtcGhana.
  • Administer a contest, promotion, survey or other site features as will be more explained on the website.


We may disclose your Personal Information to third parties and legal and regulatory authorities, and transfer your Personal Information acrossinternational borders, as described below.


In processing your transactions, we may share some of your Personal Information with third party service providers who help with our business operations.Your information will not be sold, exchanged, or shared with any third parties without your consent, except to provide BtcGhana Services or as required bylaw. By using our Services and accepting our Terms of Use, you consent to the disclosure of your Personal Information as described in this Privacy Policy.

Non-personally identifiable visitor information may be provided to third parties for marketing, advertising, or other uses.

BtcGhana's third party service providers are contractually bound to protect and use such information only for the purposes for which it was disclosed,except as otherwise required or permitted by law. We ensure that such third parties will be bound by terms no less protective those described in thisPrivacy Policy, or those we are subject to under applicable data protection laws.


We may share your Personal Information with law enforcement, data protection authorities, government officials, and other authorities when:

  • Compelled by subpoena, court order, or other legal procedure.
  • We believe that the disclosure is necessary to prevent physical harm or financial loss.
  • Disclosure is necessary to report suspected illegal activity.
  • Disclosure is necessary to investigate violations of this Privacy Policy or our Terms of Use.

We store and process your Personal Information in data centres around the world, wherever BtcGhana facilities or service providers are located. Suchtransfers are undertaken in accordance with our legal and regulatory obligations.


Occasionally, the BtcGhana website may provide references or links to other websites ("External Websites"). We do not control these External Websites thirdparty sites or any of the content contained therein. You agree that we are in no way responsible or liable for External Websites referenced or linked fromthe BtcGhana website, including, but not limited to, website content, policies, failures, promotions, products, services or actions and/or any damages,losses, failures or problems caused by, related to, or arising from those sites.

External Websites have separate and independent privacy policies. We encourage you to review the policies, rules, terms, and regulations of each site thatyou visit. We seek to protect the integrity of our site and welcome any feedback about External Website information provided on the BtcGhana website.


You have the right to access your Personal Information to correct, update, and block inaccurate and/or incorrect data. To exercise this right, contact usat [email protected]


We use a variety of security measures to ensure the confidentiality of your Personal Information, and to protect your Personal Information from loss,theft, unauthorised access, misuse, alteration or destruction. These security measures include, but are not limited to:

  • Password protected directories and databases.
  • Secure Sockets Layered (SSL) technology to ensure that your information is fully encrypted and sent across the Internet securely.

We retain Personal Information for as long as necessary to fulfil purposes described in this Privacy Policy, subject to our own legal and regulatoryobligations. In accordance with our record keeping obligations, we will retain Account and other Personal Information for at least five years after anAccount is closed.


BtcGhana has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourageUsers to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. Youacknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.


Account.The contractual arrangement wherein a BtcGhana Member has accepted our Terms of Use and Privacy Policy, and received approval to use the BtcGhana Services.

BtcGhana Platform.Hardware and software technologies used by BtcGhana to provide the Service as set out in our Terms of Use.

Personal Information.Information that identifies an individual, such as name, address, e-mail address, trading information. “Personal Information” does not include anonymisedand/or aggregated data that does not identify a specific user.

Service(s).The technological platform and functional rules managed by BTCGhana to permit members to perform transactions.

Transaction.The transfer of Bitcoins to our Service.


Please contact us with questions, comments, or concerns regarding our Privacy Policy and/or practices at [email protected]